NSDL Digital Savings & Current Accounts

Empower your business with modern neobanking. Open Just Rs.199 Digital Savings & current Accounts For Your customers within 3 minutes and become a certified BC Agent via our powerful APIs.

Build the future of digital banking

Offer seamless experience for your customers by introducing modern neobanking within your application. Power your business banking with the most advanced Digital Current Account APIs.

Faster Onboarding

Instant account creation with Aadhaar-based verification.

No Video KYC

Skip the hassle and open min KYC accounts effortlessly.

Secure & Compliant

Built in partnership with NSDL Payments Bank.

Features Built for Scale

Beneficiary Management - Add and manage recipients seamlessly.
Real-Time Account Management - Check balances, track transactions, and automate workflows.
Offer debit cards and 50+ other banking services effortlessly.

Learn more about product

Payments Made Super Simple

Offer payment solutions within your application
Process payments via IMPS, RTGS, NEFT, UPI VPA and UPI Phone
Create and manage beneficiary. All via NSDL Payments Bank API APIs.

Checkout dashboard

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End to End API Stack

End to end APIs from Account Opening to Fund Transfers
Built for scale - processed thousands of transactions seamlessly.
Developer-friendly APIs, Idempotency, duplicates, API security managed by NSDL Payments Bank API.

Checkout our API Docs

Industries & Use cases

Modern Neobanking in day to day life delivering an exceptional user experience.

Quick Commerce

Offer neobanking within your partner app. Enable real-time salary/wages for delivery partners, save 99% operational costs.

Fintech Platforms

Offer advanced account opening and connected banking for your customers. Create multiple use cases on top of it.

NBFCs & Lending

Automate loan disbursements and collections using standing instructions at a significantly lower cost than eNACH.

Logistics & Supply

Optimize supply chain efficiency for labors, drivers, vendors and other stakeholders. Simplify payments and finance.

Large Enterprises

Simplify marketing collaborations and pay efficiently. Onboard gig workers and vendors with dedicated current accounts.

Accounting Software

Embed banking features within your platform, enabling businesses to manage accounts, payouts, and collections seamlessly.

How to get started?

Fastest Integration - Go live in 3 hours. Designed for seamless integration, with clean and simple documentation.

Account creation

Signup and complete your digital KYC

Integrate APIs

Find our API Docs here and integrate in your system

API Testing

Do test transactions and prepare for go live

Go Live

Get your API token from our web app and go live

Frequently Asked Questions

Can I create multiple NSDL Accounts using a single NSDL Payments Bank API Account?

Yes, our API allows you to provision multiple accounts seamlessly under your main corporate account architecture.

Is OTP mandatory for Bene Creation and Payouts?

OTP requirements can be configured based on your compliance needs and the specific API endpoint utilized for transactions.

Do I get a callback for every transaction?

Yes, we provide real-time webhooks (callbacks) for all transaction statuses including success, failure, and pending states.